Free Financial Calculators

Land Transfer Tax Calculator

When purchasing a home in Ontario, you’ll need to factor in Land Transfer Tax (LTT)—a one-time fee based on the property’s purchase price. Our Land Transfer Tax Calculator helps you estimate your costs instantly, so you can budget with confidence.

How Land Transfer Tax Works: Ontario’s LTT is calculated on a sliding scale, meaning the percentage you pay increases with the value of the property. In addition to the provincial tax, homebuyers in Toronto must also pay a municipal Land Transfer Tax.

First-Time Home Buyer Rebates: If you’re a first-time homebuyer, you may be eligible for a rebate of up to $4,000, reducing or eliminating your land transfer tax. Our calculator factors in these savings to give you an accurate estimate.

Disclaimer: The Land Transfer Tax Calculator provides an estimate for informational purposes only and should not be considered financial or legal advice. Actual tax amounts may vary. Please consult a professional for accurate calculations and eligibility for rebates.

Understanding how much income tax you owe is essential for effective financial planning. Our Income Tax Calculator helps you estimate your federal and provincial taxes based on your annual income, deductions, and tax credits—giving you a clearer picture of your finances.

How Income Tax Works

In Canada, income tax is calculated using progressive tax brackets, meaning the more you earn, the higher the percentage you pay on portions of your income. Your total tax payable depends on your earnings, deductions, and any applicable credits.

Maximizing Deductions & Credits

Eligible deductions and credits, such as RRSP contributions, childcare expenses, and charitable donations, can reduce your taxable income. Our calculator factors in these potential savings to give you a more accurate estimate.

Income Tax Calculator

Disclaimer: The Income Tax Calculator provides an estimate for informational purposes only and should not be considered financial or legal advice. Actual tax amounts may vary. Please consult a professional for accurate calculations and tax planning strategies.

Planning your home purchase? Our Mortgage Payment Calculator helps you estimate your monthly mortgage payments based on your loan amount, interest rate, amortization period, and payment frequency—so you can budget with confidence.

How Mortgage Payments Work

Your mortgage payment consists of principal and interest, with the option to include property taxes, home insurance, and CMHC insurance (if applicable). The amount you pay depends on your loan details and chosen repayment schedule.

Customize Your Payment Plan

Adjust your amortization period, payment frequency (monthly, bi-weekly, or accelerated payments), and interest rate to see how different factors impact your overall mortgage cost. Understanding your payment breakdown can help you save money over time.

Mortgage Payment Calculator

Disclaimer: The Mortgage Payment Calculator provides an estimate for informational purposes only and should not be considered financial advice. Actual payments may vary based on lender terms. Please consult a mortgage professional for personalized advice.